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The F & I concept was introduced at Ferndale seven years ago. Candice Meistre has been with our company for a year and a half into the position of F & I manager.

The main reason for creating this department was to give our customers the opportunity to receive advice on different financial packages for which they could qualify, to save them money.

Candice Meistre is in contact with all major banks and insurance companies on a daily basis to negotiate the best possible rates for our clients and to discuss new and different financial schemes.

Below are a few popular financial packages which are in common use :

Standard Instalment Sale with a minimum deposit of 10%
Access Finance - You may deposit extra income into your account reducing your interest on a daily basis and also allowing you to withdraw the surplus.
Lease - If you are self employed or on a car allowance you may purchase on a lease scheme, where your instalments are tax deductible
Rental - Similar to lease with a residual value, at the end of the period.
Balloon Payment - This allows you to pay a reduced monthly instalment and a lump sum payment at the end of the period or termination date which can be settled.

For further information on Full Maintenance Leases, Extended Warranties, Insurance Policies or Vehicle Finance Packages, please do not hesitate to contact Candice Meistre.

Email: candice@ferndalemotors.co.za